Choosing the Wrong Payment Processor Can Cost Millions
Neutral Payment Processing Consultants for Dynamics 365
Payment processing isn’t just a line item—it’s a decision that impacts your timeline, budget, and bottom line. Pathfynder helps you choose the right processor, negotiate better terms, and avoid costly mistakes.
Payment processing shouldn't be the reason your D365 project fails—or costs more than it should.
The Problem Most D365 Customers Don't See Coming
You’re investing millions in a new ERP. But payment processing? That gets punted to the end, oversimplified, or left to “whoever we’ve always used.” Then reality hits:
- Your go-live slips because payment testing fails
- You discover hidden fees that weren’t in the contract
- Your CFO realizes you’re locked into unfavorable terms for 3-5 years
- The processor your partner recommended doesn’t actually fit your use case
You need an expert who’s on your side—not selling you their product.
Evaluate the World’s Best Payment Processors
Pathfynder has decades of hands-on experience implementing payment solutions across the Microsoft Dynamics ecosystem. We know which processors, gateways, and connectors actually work, and which ones oversell.
Payment Processors We Partner With / Have Experience With:
How Pathfynder Helps
D365 Customers
Choose the right payment processor, negotiate better rates, and avoid costly mistakes. Get objective guidance from experts who’ve implemented Dynamics payment solutions for decades—no vendor agenda, just results.
Microsoft Partners
Stop letting payment processing derail your deals. Pathfynder handles selection, negotiation, and risk mitigation so your team stays focused on delivery. White-label friendly, never territorial.
The Pathfynder Selection Process
No product pushing. Just helping you find the right fit. This proven three-step process ensures decisions based on real requirements, not sales pitches.
1
Understand your Requirements
Start by mapping actual payment flows—card present, card not present, ACH, international, B2B vs retail. Then translate those into technical requirements your ERP needs to support.
No generic checklists. Just what matters for your implementation.
2
Evaluate & Compare
Pathfynder brings 3-5 processors to the table and facilitates apples-to-apples comparisons. Understand exactly what each offers, what’s out-of-the-box, what’s custom, and what it really costs.
Know when vendors are overselling. Keep them honest.
3
Negotiate & Implement
Pathfynder brings 3-5 processors to the table and facilitates apples-to-apples comparisons. Understand exactly what each offers, what’s out-of-the-box, what’s custom, and what it really costs.
Better rates. No surprises. On-time go-live.
Why D365 Customers & Partners Trust Pathfynder
Decades in the Microsoft Dynamics ecosystem. Payment solutions implemented across F&O, Commerce, and Business Central. Experience with what works, what fails, and what vendors promise but can’t deliver.
Most importantly: Pathfynder doesn’t sell payment processors. The focus is helping you choose the right one.
Deep Microsoft Dynamics Expertise
- 15+ years implementing F&O, Commerce, BC
- Microsoft MVPs and certified consultants
- Fluent in your language (and your client’s)
- Solutions built with Retail Realm, Red Maple, New West, and more
Vendor-Neutral Guidance
- Independent recommendations—not paid to push specific vendors
- Recommendations based on what’s best for the project, not what’s easiest
- Transparent advisory—always clear on why certain solutions are suggested
Operational Security, Compliance and Optimization: the devil's in the details.
Without the right processes in place, you can pay the wrong people, miss costly surcharges, lose track of your supply chain, or simply be defrauded. At Pathfynder, we’ve seen it all, so we’ve curated a group of technologies we recommend to pair with your implementation, minimizing risk and making life easier for your payment team.
EFTSure
EFTSure provides a software solution designed to protect businesses from payment fraud by verifying supplier banking details before electronic funds transfers (EFTs) are made, mitigating the risk of fraudulent transactions.
InterPayments
Interpayments enables merchants to recover credit card processing fees through surcharging while ensuring compliance with all relevant regulations in their jurisdictions.
Real Results for Real Projects
$2.5M Saved
A national retailer migrating to D365 Commerce secured a $2.5M implementation subsidy—plus free terminal hardware—through strategic processor selection and negotiation.
280 Stores, On Time
A specialty retailer faced payment chaos two weeks before go-live. Pathfynder intervened, redesigned the solution, and rolled out across 280 stores before peak season.
Let Pathfynder Help you.
Selection Engagement
We guide the selection process for you by helping you build your requirements and engaging directly with Payment Processors. This is a bundle of 10 hours of support where you receive a comprehensive plan for moving forward and recommendations for implementation.
Consulting and Implementation
Need a hands on approach? After the selection engagement, your team can begin the implementation process yourselves or you can contract us to continue to guide the process. We offer project consulting and ongoing support from the world’s best Microsoft Dynamics consultants
The Connectors & Integrators Pathfynder Works With
Whether you need a direct integration, a gateway solution, or a certified connector, Pathfynder knows the ecosystem. Experience implementing with all the major players means knowing which one fits your use case.
Connectors We Partner With / Have Experience With:
Dynamics 365 Payment Insights
Payment Gateway vs Payment Processor: Complete Guide for ERP
Why Payment Gateway vs Payment Processor Matters for ERP Implementations “We need a payment gateway for our Dynamics 365 implementation.”
Why Payment Processing Is the #1 Hidden Risk in D365 Implementations
How Payment Processor Selection Impacts Microsoft Dynamics 365 Projects You’ve signed the SOW. Timelines are set. Your team is excited